Families
Our top priority is helping you and your family secure a prosperous future by achieving your financial goals. We work alongside you to develop a customized financial plan that fits your specific needs and priorities. Our team is committed to providing you with the support and guidance necessary to help you succeed. We believe that by working together, we can create a plan that will safeguard your family’s future for years to come.
Term Life Insurance
Term Life Insurance is like renting an apartment as opposed to buying a house where there is equity built up. Term insurance policy premiums go towards the entire cost of insurance. Your rates are locked in for a specific time period — 10, 20, or 30 years — and at the end of the term, the premium will increase.
Permanent Life Insurance
Permanent Life Insurance is like owning a home, equity is built up inside the policy. Premiums are used to pay the ecost of insurance and a portion is used to create a cash value inside the policy that can be borrowed against for business/personal loans or retirement. The premiums are guaranteed not to increase and added features are included inside the policy.
Mortgage Life Insurance
Mortgage life insurance, when owned personally, is designed to protect your loved ones by providing a benefit in the event of their unexpected passing. The benefit can be used to pay off the mortgage or any other financial need.
DISABILITY INsurance
We believe that an illness or injury shouldn’t prevent you from providing for your loved ones. That’s why we offer plans that replace your income and allow you to return to work when you’re ready – not just because you need the money. Our goal is to provide you with the financial support and peace of mind you need during difficult times.
CRITICAL ILLNESS INSURANCE
No one wants to think about being diagnosed with a serious illness, but it’s important to be prepared just in case. Critical Illness coverage can provide financial support for you, your family, and your business if you are diagnosed with a condition like cancer, stroke, or heart attack. Let us help you protect what matters most with this valuable coverage option.
Health & Dental
Discover the ultimate security for your well-being with our comprehensive health & dental insurance! Enjoy peace of mind knowing you’re shielded from expensive medical bills. Embrace a healthier lifestyle with easy access to top-notch treatments and check-ups. Your wellness is our priority, making sure you can smile confidently, both inside and out! Learn more today for a brighter, healthier future!
GROUP BENEFITS
It’s important to review your group benefits regularly because your needs may change over time, and your employer may make changes to the benefits offered. By reviewing your group benefits, you can ensure that you are maximizing your coverage and taking advantage of all the benefits available to you. Additionally, you can identify any gaps in coverage and make informed decisions about whether to supplement your coverage with other insurance options.
TRAVEL INSURANCE
Travel insurance is important because it provides protection against unexpected events that can occur while traveling, such as trip cancellations, medical emergencies, or lost luggage. If you travel frequently, having travel insurance can give you peace of mind knowing that you are protected against unexpected expenses that could otherwise ruin your trip or create a financial burden.