Protecting Your Financial Wellbeing


Your ability to earn an income is vital for financial success. To protect yourself consider disability, critical illness, and life insurance. Let us help you achieve your financial goals by securing your income with the right insurance coverage.

Term Life Insurance

Term Life Insurance is like renting an apartment as opposed to buying a house where there is equity built up. Term insurance policy premiums go towards the entire cost of insurance. Your rates are locked in for a specific time period — 10, 20, or 30 years — and at the end of the term, the premium will increase.


Permanent Life Insurance

Permanent Life Insurance is like owning a home, equity is built up inside the policy. Premiums are used to pay the ecost of insurance and a portion is used to create a cash value inside the policy that can be borrowed against for business/personal loans or retirement. The premiums are guaranteed not to increase and added features are included inside the policy.


Mortgage Life Insurance

Mortgage life insurance is a valuable financial tool designed to provide protection for your loved ones in the event of your unexpected passing. This coverage ensures that a benefit is paid out that can be used to pay off the mortgage or any other financial needs, providing peace of mind during a challenging time.


A comprehensive disability insurance policy can protect your financial well-being in the event of unexpected illness or injury, providing you with the peace of mind you need to focus on recovery. Let us help you find the right disability insurance policy that meets your unique needs and protects your financial future.

Critical Illness Insurance

In the event of a major health issue such as a heart attack, stroke, or cancer, critical illness coverage can provide a lump-sum benefit that allows you to focus on your recovery with the peace of mind that comes from knowing you are financially protected.

Health & Dental

Discover the ultimate security for your well-being with our comprehensive health & dental insurance! Enjoy peace of mind knowing you’re shielded from expensive medical bills. Embrace a healthier lifestyle with easy access to top-notch treatments and check-ups. Your wellness is our priority, making sure you can smile confidently, both inside and out! Learn more today for a brighter, healthier future!

Health Spending Account

Health spending accounts (HSA) are health and dental plans arranged by employers for their employees residing in Canada. It can be a good alternative system or addition to a traditional group benefit plan for both the employer and employees. It has flexible spending options which allows small business owners and sole proprietors to offer a flexible health plan while saving tax. Employees, on the other hand, can pay for expenses not covered by their provincial medicare plans with non-taxable dollars, making use of the taxable benefit. There are no monthly premiums, deductibles or co pays. It is easy to setup and manage. Employees, get a tax-free benefit program while the employer saves money

Travel Insurance

Travel insurance is important because it provides protection against unexpected events that can occur while traveling, such as trip cancellations, medical emergencies, or lost luggage. If you travel frequently, having travel insurance can give you peace of mind knowing that you are protected against unexpected expenses that could otherwise ruin your trip or create a financial burden.