News & Blogs
The importance of a suitable travel health insurance policy
The importance of taking out a robust travel health insurance policy, which is appropriate for your needs cannot be underestimated if you plan to travel outside of Canada, no matter where to or for how long. Naturally, there are many different types of product on the market and therefore decisions have to be made in relation to the type of cover that you require but, as a minimum, you should consider taking out health, life and disability coverage so that you don’t get caught out for medical treatment in other countries, should an accident or illness strike. Additionally, it is worthwhile taking out insurance for flight disruptions, lost luggage and documents etc. if you are flying, as such incidents can be costly and inconvenient.
The importance of a suitable travel health insurance policy
The importance of taking out a robust travel health insurance policy, which is appropriate for your needs cannot be underestimated if you plan to travel outside of Canada, no matter where to or for how long. Naturally, there are many different types of product on the market and therefore decisions have to be made in relation to the type of cover that you require but, as a minimum, you should consider taking out health, life and disability coverage so that you don’t get caught out for medical treatment in other countries, should an accident or illness strike. Additionally, it is worthwhile taking out insurance for flight disruptions, lost luggage and documents etc. if you are flying, as such incidents can be costly and inconvenient.
Estate Planning for Business Owners
What happens when the children grow up and they are no longer dependent on their parents? What happens to your other “baby”- the business? Estate planning for business owners deals with the personal and business assets.
Do you REALLY need life insurance?
You most likely do, but the more important question is, What kind? Whether you’re a young professional starting out, a devoted parent or a successful CEO, securing a life insurance policy is probably one of the most important decisions you will have to make in your adult life. Most people would agree that having financial safety nets in place is a good way to make sure that your loved ones will be taken care of when you pass away. Insurance can also help support your financial obligations and even take care of your estate liabilities.
Wealth Protection – Disability Insurance
Everybody understands the value of life insurance and most of us who take our finances seriously have a solid life insurance policy in place. But what happens if you are unlucky enough to sustain a serious illness, chronic disease or disability which prevents you from working? Such a scenario could be disastrous for your family finances and this is where disability insurance comes in.
Getting Ready for Money Emergencies
Facing unexpected financial emergencies? An emergency fund acts as your financial safety net, ensuring peace of mind without dipping into savings or incurring debt. Start small, build steadily.
Shared Ownership Critical Illness
Shared Ownership Critical Illness offers business owners and incorporated business professionals a way to access the retained earnings in their corporation or provide benefits to a key employee.
Talk to us to see how we can help you.
Life Insurance after 60- is it necessary?
You may have had life insurance for as long as you can remember. You knew it was important to make sure that your family would be taken care of and be able to pay their bills if anything happened to you.
But now that you’re over 60, your children are grown, and your mortgage is paid off, you may feel you don’t need life insurance anymore. However, there are some circumstances under which it may still make sense for you to have life insurance:
• You still have substantial debt.
• You have dependent children or grandchildren.
• You want to be able to leave a financial legacy.
Business Overhead Expense Insurance
For business owners, making sure your business is financially protected can be overwhelming. Business owners face a unique set of challenges when it comes to managing risk. Insurance can play an important role.
Stay Ahead in 2024: A Comprehensive Checklist for Federal Tax Updates
Explore the upcoming 2024 Canadian tax changes affecting investors, business owners, and high-net-worth individuals. From capital gains adjustments to new incentives, stay informed with our comprehensive checklist.