{"id":583,"date":"2023-08-02T17:35:39","date_gmt":"2023-08-02T17:35:39","guid":{"rendered":"https:\/\/beprotected.ca\/?page_id=583"},"modified":"2023-08-02T17:40:15","modified_gmt":"2023-08-02T17:40:15","slug":"disability","status":"publish","type":"page","link":"https:\/\/beprotected.ca\/disability\/","title":{"rendered":"Disability"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.20.2″ _module_preset=”default” background_color=”#8CC73F” background_image=”https:\/\/beprotected.ca\/wp-content\/uploads\/2023\/08\/Untitled-design-10.jpg” background_enable_video_mp4=”off” background_video_width=”100%” allow_player_pause=”on” min_height=”400px” filter_saturate=”15%” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” title_text=”Untitled design” sticky_enabled=”0″][et_pb_row _builder_version=”4.19.4″ _module_preset=”default” custom_margin=”77px|auto||auto||” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.19.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.20.2″ _module_preset=”default” header_text_color=”#FFFFFF” header_font_size=”45px” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]<\/p>\n

Disability Insurance<\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.19.4″ _module_preset=”default” background_color=”rgba(234,234,234,0.48)” min_height=”200px” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.19.4″ _module_preset=”default” width=”100%” max_width=”85%” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.19.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n

We believe that an illness or injury shouldn\u2019t prevent you from providing for your loved ones. That\u2019s why we offer plans that replace your income and allow you to return to work when you\u2019re ready \u2013 not just because you need the money. Our goal is to provide you with the financial support and peace of mind you need during difficult times.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.19.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row column_structure=”1_3,1_3,1_3″ make_equal=”on” disabled_on=”off|off|off” module_id=”first” _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”1_3″ module_id=”term” _builder_version=”4.20.2″ _module_preset=”default” background_color=”#8CC73F” custom_padding=”10px|10px|10px|10px|false|false” border_radii=”on|5px|5px|5px|5px” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_blurb title=”The Importance of Disability Insurance” image=”https:\/\/beprotected.ca\/wp-content\/uploads\/2023\/08\/Untitled-design-8.jpg” module_id=”term” _builder_version=”4.20.2″ _module_preset=”default” header_font=”|||on|||||” custom_margin=”||35px|||” filter_saturate=”15%” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” title_text=”Untitled design” sticky_enabled=”0″]<\/p>\n

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Disability insurance is essential for financial security. While life insurance covers untimely death, disability insurance protects against serious illnesses or accidents that prevent you from working. Statistics show that disability is more likely to occur during your working years, causing long-term impacts on your earning potential. Without disability insurance, your family’s finances could face a devastating blow.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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There are two main types of disability insurance: short-term and long-term. Short-term disability provides benefits for up to 6 months, while long-term insurance takes over afterward. The policies differ in terms of eligibility criteria and the duration of benefits. The choice between “regular or own occupation” and “any occupation” policies is crucial, as it determines the circumstances under which you’ll receive benefits.<\/p>\n

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Several factors influence disability insurance decisions. Consider the extent to which your family depends on your income and how your company plan protects you. Don’t underestimate your coverage needs, as new expenses may arise if you become disabled. Seek advice from a financial advisor to find the best policy for your budget and requirements. Before purchasing, ensure you understand the policy terms, premiums, benefits, and whether pre-existing conditions are covered. Asking the right questions will lead you to the most suitable disability insurance plan.<\/p>\n

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Disability InsuranceWe believe that an illness or injury shouldn\u2019t prevent you from providing for your loved ones. That\u2019s why we offer plans that replace your income and allow you to return to work when you\u2019re ready \u2013 not just because you need the money. Our goal is to provide you with the financial support and […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/beprotected.ca\/wp-json\/wp\/v2\/pages\/583"}],"collection":[{"href":"https:\/\/beprotected.ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/beprotected.ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/beprotected.ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/beprotected.ca\/wp-json\/wp\/v2\/comments?post=583"}],"version-history":[{"count":4,"href":"https:\/\/beprotected.ca\/wp-json\/wp\/v2\/pages\/583\/revisions"}],"predecessor-version":[{"id":593,"href":"https:\/\/beprotected.ca\/wp-json\/wp\/v2\/pages\/583\/revisions\/593"}],"wp:attachment":[{"href":"https:\/\/beprotected.ca\/wp-json\/wp\/v2\/media?parent=583"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}