{"id":389,"date":"2023-07-07T19:01:29","date_gmt":"2023-07-07T19:01:29","guid":{"rendered":"https:\/\/beprotected.ca\/?page_id=389"},"modified":"2023-08-02T16:55:47","modified_gmt":"2023-08-02T16:55:47","slug":"individuals","status":"publish","type":"page","link":"https:\/\/beprotected.ca\/individuals\/","title":{"rendered":"Individuals"},"content":{"rendered":"

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Individuals<\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.19.4″ _module_preset=”default” background_color=”rgba(234,234,234,0.48)” min_height=”200px” global_colors_info=”{}”][et_pb_row _builder_version=”4.19.4″ _module_preset=”default” width=”100%” max_width=”85%” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Our utmost priority is assisting you in securing a prosperous future by achieving your financial goals as an individual. We collaborate with you to devise a personalized financial plan that caters to your specific needs and priorities. Our dedicated team is committed to offering you the necessary support and guidance to help you thrive. We firmly believe that by working together, we can develop a plan that safeguards your future for years to come.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.19.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ make_equal=”on” disabled_on=”off|off|off” module_id=”first” _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_3″ module_id=”term” _builder_version=”4.20.2″ _module_preset=”default” background_color=”#8CC73F” custom_padding=”10px|10px|10px|10px|false|false” border_radii=”on|5px|5px|5px|5px” global_colors_info=”{}”][et_pb_blurb title=”Term Life Insurance” image=”https:\/\/beprotected.ca\/wp-content\/uploads\/2023\/07\/Untitled-design-6.jpg” module_id=”term” _builder_version=”4.20.2″ _module_preset=”default” header_font=”|||on|||||” custom_margin=”||35px|||” filter_saturate=”15%” global_colors_info=”{}”]<\/p>\n

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Term Life Insurance is like renting an apartment as opposed to buying a house where there is equity built up. Term insurance policy premiums go towards the entire cost of insurance. Your rates are locked in for a specific time period \u2014 10, 20, or 30 years \u2014 and at the end of the term, the premium will increase.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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Permanent Life Insurance is like owning a home, equity is built up inside the policy. Premiums are used to pay the ecost of insurance and a portion is used to create a cash value inside the policy that can be borrowed against for business\/personal loans or retirement. The premiums are guaranteed not to increase and added features are included inside the policy.<\/p>\n

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Mortgage life insurance, when owned personally, is designed to protect your loved ones by providing a benefit in the event of their unexpected passing. The benefit can be used to pay off the mortgage or any other financial need.<\/p>\n

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[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ make_equal=”on” module_id=”second” _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.20.2″ _module_preset=”default” background_color=”#8CC73F” custom_padding=”10px|10px|10px|10px|false|false” border_radii=”on|5px|5px|5px|5px” global_colors_info=”{}”][et_pb_blurb title=”DISABILITY INsurance” image=”https:\/\/beprotected.ca\/wp-content\/uploads\/2023\/07\/Untitled-design-4.jpg” _builder_version=”4.20.2″ _module_preset=”default” header_font=”|||on|||||” filter_saturate=”15%” global_colors_info=”{}”]<\/p>\n

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We believe that an illness or injury shouldn’t prevent you from providing for your loved ones. That’s why we offer plans that replace your income and allow you to return to work when you’re ready – not just because you need the money. Our goal is to provide you with the financial support and peace of mind you need during difficult times.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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No one wants to think about being diagnosed with a serious illness, but it’s important to be prepared just in case. Critical Illness coverage can provide financial support for you, your family, and your business if you are diagnosed with a condition like cancer, stroke, or heart attack. Let us help you protect what matters most with this valuable coverage option.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

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Discover the ultimate security for your well-being with our comprehensive health & dental insurance! Enjoy peace of mind knowing you’re shielded from expensive medical bills. Embrace a healthier lifestyle with easy access to top-notch treatments and check-ups. Your wellness is our priority, making sure you can smile confidently, both inside and out! Learn more today for a brighter, healthier future!<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ make_equal=”on” module_id=”third” _builder_version=”4.20.2″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_column type=”1_3″ module_id=”health-dental” _builder_version=”4.20.2″ _module_preset=”default” background_color=”#8CC73F” custom_padding=”10px|10px|10px|10px|false|false” border_radii=”on|5px|5px|5px|5px” global_colors_info=”{}”][et_pb_blurb title=”GROUP BENEFITS” image=”https:\/\/beprotected.ca\/wp-content\/uploads\/2023\/07\/Untitled-design-7.jpg” _builder_version=”4.20.2″ _module_preset=”default” header_font=”|||on|||||” custom_margin=”||35px|||” filter_saturate=”15%” global_colors_info=”{}”]<\/p>\n

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It’s important to review your group benefits regularly because your needs may change over time, and your employer may make changes to the benefits offered. By reviewing your group benefits, you can ensure that you are maximizing your coverage and taking advantage of all the benefits available to you. Additionally, you can identify any gaps in coverage and make informed decisions about whether to supplement your coverage with other insurance options.\u00a0<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.20.2″ _module_preset=”default” background_color=”#8CC73F” custom_padding=”10px|10px|10px|10px|false|false” border_radii=”on|5px|5px|5px|5px” global_colors_info=”{}”][et_pb_blurb title=”TRAVEL INSURANCE” image=”https:\/\/beprotected.ca\/wp-content\/uploads\/2023\/07\/Untitled-design-10.jpg” _builder_version=”4.20.2″ _module_preset=”default” header_font=”|||on|||||” custom_margin=”||35px|||” filter_saturate=”15%” global_colors_info=”{}”]<\/p>\n

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Travel insurance is important because it provides protection against unexpected events that can occur while traveling, such as trip cancellations, medical emergencies, or lost luggage. If you travel frequently, having travel insurance can give you peace of mind knowing that you are protected against unexpected expenses that could otherwise ruin your trip or create a financial burden.\u00a0<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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Health spending accounts (HSA) are health and dental plans arranged by employers for their employees residing in Canada. It can be a good alternative system or addition to a traditional group benefit plan for both the employer and employees. It has flexible spending options which allows small business owners and sole proprietors to offer a flexible health plan while saving tax. Employees, on the other hand, can pay for expenses not covered by their provincial medicare plans with non-taxable dollars, making use of the taxable benefit. There are no monthly premiums, deductibles or co pays. It is easy to setup and manage. Employees, get a tax-free benefit program while the employer saves money.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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IndividualsOur utmost priority is assisting you in securing a prosperous future by achieving your financial goals as an individual. We collaborate with you to devise a personalized financial plan that caters to your specific needs and priorities. Our dedicated team is committed to offering you the necessary support and guidance to help you thrive. We […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/beprotected.ca\/wp-json\/wp\/v2\/pages\/389"}],"collection":[{"href":"https:\/\/beprotected.ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/beprotected.ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/beprotected.ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/beprotected.ca\/wp-json\/wp\/v2\/comments?post=389"}],"version-history":[{"count":14,"href":"https:\/\/beprotected.ca\/wp-json\/wp\/v2\/pages\/389\/revisions"}],"predecessor-version":[{"id":563,"href":"https:\/\/beprotected.ca\/wp-json\/wp\/v2\/pages\/389\/revisions\/563"}],"wp:attachment":[{"href":"https:\/\/beprotected.ca\/wp-json\/wp\/v2\/media?parent=389"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}