Why Insurance?

istock_000003142148small-1Insurance is very important as it protects you and your loved ones against unforeseen events such as death, accident, or illness. The inability to work due to disability or death may result in the depletion of your investments to pay for expenses incurred over an extended period of time.

Insurance for your businesses is also important. The unexpected demise of an individual whose skill is the key to the business can result in financial hardships if not protected. The right kind of business insurance can provide the financial resources associated with finding and training a new employee. Business life insurance proceeds can be used to cover the expenses of obtaining consultants and other temporary services that will assist the company in continuing to operate over the short term.

It is important that you have the appropriate insurance to fit your needs. Consider this; would you venture off on a holiday without knowing what is packed in your suitcase? Of course not. Likewise, when you are deciding the correct amount and type of insurance, it is important for you to identify your needs. Everyone’s situation is different and I can assist you in making the right choices for your situation.